Okay, so this might be a dumb question, but here goes.
The top left of the Umbrel UI shows my balance, but the balance includes the amount that I have vested in channels that I have created, which is just about everything in my wallet.
My question, is what if I also had my node’s wallet on my phone, and I decided to spend the balance in my wallet, but dipped in to what I have allocated in channels?
Would it reject? Would there be some sort of penalty? Or would it withdraw/close out channels to cover the deficit?