# What happens if you spend the money in your wallet that is allocated to channels?

**URL:** <https://community.umbrel.com/t/what-happens-if-you-spend-the-money-in-your-wallet-that-is-allocated-to-channels/4844>\
**Category:** General Discussion\
**Created:** [November 25, 2021, 5:13am UTC](https://community.umbrel.com/t/what-happens-if-you-spend-the-money-in-your-wallet-that-is-allocated-to-channels/4844 "2021-11-25T05:13:39Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![chris](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.umbrel.com/chris/32/1753_2.png) [@chris](https://community.umbrel.com/u/chris)\
**Post date:** [November 25, 2021, 5:13am UTC](https://community.umbrel.com/t/what-happens-if-you-spend-the-money-in-your-wallet-that-is-allocated-to-channels/4844/1 "2021-11-25T05:13:39Z")

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Okay, so this might be a dumb question, but here goes.

The top left of the Umbrel UI shows my balance, but the balance includes the amount that I have vested in channels that I have created, which is just about everything in my wallet.

My question, is what if I also had my node’s wallet on my phone, and I decided to spend the balance in my wallet, but dipped in to what I have allocated in channels?

Would it reject? Would there be some sort of penalty? Or would it withdraw/close out channels to cover the deficit?

Thank you!

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**Author:** ![DarthCoin](https://yyz2.discourse-cdn.com/flex030/user_avatar/community.umbrel.com/darthcoin/32/1628_2.png) [@DarthCoin](https://community.umbrel.com/u/DarthCoin)\
**Post date:** [November 25, 2021, 1:24pm UTC](https://community.umbrel.com/t/what-happens-if-you-spend-the-money-in-your-wallet-that-is-allocated-to-channels/4844/2 "2021-11-25T13:24:29Z")

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On Umbrel dashboard that is total balance you have in your node (onchain and LN channels).  
If you go to Bitcoin and Lightning section wallets you will see a different balance for each.  
I suggest also to use RTL and Thunderhub apps from Umbrel, will give a more insight about these aspects.  
Please read this [Getting started with Umbrel node guide](http://community.umbrel.com/t/getting-started-with-your-umbrel/3555/) - it will answer many of your questions.